Tbilisi Travel Insurance
Everything you need to know before your trip
Healthcare Cost Level
Low
Avg. ER Visit
$50
Recommended Coverage
$100,000
Evacuation Risk
Moderate
Healthcare in Tbilisi
What to expect if you need medical care
Healthcare in Tbilisi operates on a low-cost tier, with an emergency room visit averaging around $50 and a hospital day costing approximately $150. The quality is adequate for routine medical needs, but you'll face challenges with limited English availability among healthcare staff, which can complicate communication during emergencies. You'll need to pay upfront for most services since Georgia lacks reciprocal healthcare agreements with other countries. While the affordable costs might seem manageable for basic care, they can escalate quickly if you need specialized treatment, multiple hospital days, or evacuation from remote areas. The healthcare system handles common ailments well, but complex cases may require transfer to better-equipped facilities in neighboring Turkey.
What Your Policy Should Cover
Country-specific considerations for Tbilisi
Your policy should prioritize evacuation coverage, especially if you're venturing into the Caucasus mountain regions where helicopter rescue may be necessary from difficult-to-access adventure tourism areas. If you're mountaineering, ensure your policy explicitly covers high-altitude rescue, as this is essential for the year-round mountaineering activities popular in Georgia. Winter sports coverage is required for skiing, while hiking in remote areas demands evacuation protection. You should also consider coverage for altitude sickness, which poses moderate risk year-round, and tick-borne encephalitis during spring to autumn. Adventure sports injuries carry high risk throughout the year, so verify your policy doesn't exclude the specific activities you plan to undertake. Since English availability is limited in healthcare facilities, having an insurer that provides translation assistance can prove invaluable.
Altitude Sickness
Moderate Risk
Peak: year-round
Tick-Borne Encephalitis
Moderate Risk
Peak: spring to autumn
Adventure Sports Injuries
High Risk
Peak: year-round
Activity-Specific Coverage
Mountaineering: High altitude rescue coverage essential
Skiing: Winter sports coverage required
Hiking: Remote area evacuation coverage recommended
How Much Coverage Do You Need?
Our recommendation based on Tbilisi's healthcare costs
The recommended $100,000 coverage accounts for multiple factors beyond Tbilisi's low daily healthcare costs. While a single hospital day costs $150, the moderate evacuation risk significantly increases potential expenses. Helicopter evacuation from remote Caucasus regions to accessible facilities, or medical transfer to Turkey for specialized care, can quickly consume tens of thousands of dollars. The high risk of adventure sports injuries combined with year-round altitude sickness concerns means you could face extended hospital stays, multiple procedures, and complex evacuation scenarios that far exceed basic treatment costs.
Minimum
$50,000
Basic emergencies only
Recommended
$100,000
Full protection
Making a Claim in Tbilisi
Tips for smooth claims processing
Documentation Required: Medical reports, receipts, police reports for incidents, proof of payment
- Keep all medical reports and receipts in both Georgian and English if possible, as you'll need detailed documentation for claims with moderate difficulty processing
- Obtain police reports immediately for any incidents involving theft, accidents, or injuries, as these are specifically required for claims documentation
- Save proof of payment for all medical services since you'll pay out-of-pocket upfront, and ensure receipts clearly itemize services rendered
- Document any adventure activities with photos, booking confirmations, and guide information before participating, as insurers scrutinize these high-risk claims carefully
- Request translated copies of all medical documentation before leaving Georgia, as obtaining records remotely can be challenging given limited English availability
Get Covered for Tbilisi
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